Summary:
The book examines the crisis facing the pension system in the United States, highlighting the inadequacy of 401(k) plans and the erosion of traditional pensions. It proposes a comprehensive plan to reform retirement security, advocating for guaranteed retirement accounts that would ensure stable income for all workers in their later years.
Key points:
1. Ghilarducci warns of a retirement crisis due to unstable income sources: Social Security, savings, and pensions.
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