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You Need a Budget

The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Summary:

The book provides a practical approach to personal finance through a four-rule method that emphasizes planning for infrequent expenses, prioritizing every dollar, adapting the budget as life changes, and learning to live within one's means. It offers strategies for breaking the paycheck-to-paycheck cycle, paying down debt, and saving money to achieve financial goals and a more stress-free lifestyle.

Key points:

1. Assign Each Dollar: Budget every dollar you earn for specific purposes like bills, savings, or discretionary spending.

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