Summary:
The book provides an in-depth analysis of the payment card industry, exploring how credit and debit cards have transformed consumer behavior and business practices. It examines the economics, strategy, and infrastructure behind card payments, as well as the regulatory challenges and competitive dynamics shaping the future of digital transactions.
Key points:
1. Payment Card Industry Evolution: The book covers the rise of credit and debit cards from niche to common use, highlighting technological progress, regulatory shifts, and market influences, with a focus on key industry players like banks and card networks.
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