Summary:
The book investigates the systemic financial barriers and discriminatory practices that African Americans face in the United States, revealing how banks and other financial institutions contribute to racial economic disparities. It provides an in-depth analysis of the historical and contemporary factors that have led to a significant wealth gap between Black and white Americans, including redlining, predatory lending, and unequal access to credit.
Key points:
1. Redlining: Banks often deny loans to Black neighborhoods, hurting their ability to own homes and build wealth.
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